Funding Articles

Do you need investors to start a business? During the early stages of your startup, you may struggle to attract venture capitalists and angel investors. While working with investors provides a fast and sustainable way to raise money and scale your business, there are other available routes.

Saving isn’t easy for small business owners. But, regularly setting aside small amounts of money helps you maintain long-term financial health. Opening a business savings account is one easy way for your company to save funds.

A business credit score measures how well your company handles debt. A good business credit score can help you gain capital to grow, as well as help you borrow funds when cash is low. You can improve your small business credit score with a few simple steps.

As a small business owner, getting approved for a line of credit is not easy. You need to make sure your credit application has the best chances of securing a loan or line of credit. Follow the tips below to show lenders you’re creditworthy with a strong small business credit application.

Have you thought about starting a business, but don’t want to jump through hoops to meet the requirements for small business loans? You may want to consider bootstrapping your business. Bootstrapping means you self fund your business. Because you invest your own money, you don’t need outside help from lenders.

When you need financing for your small business—whether it’s a working capital loan to meet payroll or a term loan to fund an expansion into a second location—your finances are going to come under the scrutiny of lenders.

It’s great when your business is consistently profitable. But, sometimes, unexpected situations come up. Depending on the circumstances, your business could experience an unforeseen loss. You need to know how a loss in business can affect your company in the long-term.